Your Net Worth Calculator

Assets: $0







Liabilities: $0







Net Worth: $0

10 No-BS Ways to Start Increasing Your Net Worth Today

1. Track every dollar.

You can't control what you don't measure. Know where your money is going, or your wealth will vanish without a trace.

2. Pay yourself first.

Before you spend a dime, stash money in savings and investments. Wealth isn’t what you earn; it’s what you keep.

3. Cut the fat.

Your spending should match your ambitions, not your impulses. Eliminate waste and watch your net worth grow.

4. Max out your retirement accounts.

Every year, contribute the maximum to your retirement fund. It's the surest way to make time and compound interest your allies.

5. Invest early, invest often.

Don't wait for a perfect moment. Start investing now. Compound interest doesn’t care about timing—it rewards consistency.

6. Get rid of bad debt.

Credit card debt is a cancer to your net worth. Crush it ruthlessly before it devours your financial future.

7. Diversify your income.

Relying on one income stream is financial suicide. Build side hustles, invest in stocks, and get multiple income sources flowing.

8. Own real estate, don’t rent it.

If you’re paying rent, you’re paying someone else’s mortgage. Start working toward property ownership to build lasting wealth.

9. Avoid lifestyle inflation.

Every raise should boost your net worth, not your lifestyle. Keep living below your means and pocket the difference.

10. Protect your wealth.

Insure against life's uncertainties—disability, illness, and lawsuits. A single disaster can erase a lifetime of building.

Update cookies preferences